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Motor trade insurance

Insurance cover for motor trades

Not all garages, MOT stations, car showrooms and forecourts have the same level of risk, but they can all be dangerous places to work in or visit. Your staff, and even members of the public, could easily be injured, which would lead to litigation against you. Cars are valuable yet vulnerable assets, while thieves are always thinking of new ways to outsmart security measures.

Whether you are new to the motor trade or have been trading for many years, Towergate can help. Some of our motor trade insurance clients have been with us for over 30 years. Towergate will rigorously evaluate your motor trade business and its unique level of exposure to risk so that we can tailor an insurance policy to your specific needs, whatever the size of your motor trade business. We have specially negotiated arrangements with some of the UK's most high-profile insurers and manufacturers who have detailed knowledge of the motor trade industry and related insurance risks.

Types of cover available

• Stock including vehicles
• Business premises
• Road risks
• Employers' liability
• Public and product liability
• Engineering inspection
• Director's and officer's liability
• Legal expenses